Recent floods have caused significant property damage and financial hardship for thousands of homeowners in communities. Many are finding that their home insurance policies do not cover flood-related losses, despite assuming that water damage was included. Further details are available from FOX 44, which has been reporting on the importance of understanding home insurance coverage.

Homeowners are being urged to review their policies to determine what is and is not covered. It is known that most home insurance policies exclude flood-related losses, leaving many homeowners with unexpected financial burdens after recent storms.